Artificial Intelligence and Algorithms Our world is increasingly being shaped by Artificial Intelligence (AI) and Machine Learning. From smartphones and digital assistants to chatbots, social media websites, facial recognition, auto-navigation, robotics, security systems, and even products like robot vacuum cleaners – AI is ubiquitous. It’s a specific branch of computer science dedicated to replicating human […]
Financial security, defined as meeting current and future financial obligations without running out of resources, is akin to navigating the smooth and rough roads of life without running out of fuel. Attaining this level of stability involves being debt-free, having sufficient funds for living expenses, maintaining a financial buffer for emergencies, and navigating market fluctuations
Crowdfunding is a method of raising funds for businesses, projects, or charitable causes by collecting relatively small amounts of money from a large number of contributors through online platforms, often utilizing social networks and crowdfunding platforms (CFPs). According to a 2015CF Massolution.com report, crowdfunding encompasses any form of capital formation where both funding needs and
Green finance, also referred to as “Sustainable Finance,” encompasses a broad spectrum of structured financial products and services, including investment, banking, and insurance products. These tools are designed to promote the development of environmentally friendly projects and mitigate the impact of climate change. In essence, green finance involves channeling funds into sustainable practices that not
Green Finance and Green Fintech: A Path to Saving the Planet Read More »
Understanding Climate Finance Climate finance is a type of sustainable finance, and is defined by the United Nations Framework Convention on Climate Change’s Standing Committee on Finance (UNFCCC’s SCF), which states that climate finance aims to reduce emissions, improve greenhouse gas sinks, reduce vulnerability, and maintain and boost the resilience of ecological and human systems
A socially conscious investment technique known as socially responsible investing (SRI) aims to both produce a positive financial return on investment and also generate beneficial social impact. The terms “impact investing,” “value-based investing,” “sustainable investing,” and “ESG (Environmental, social, and governance) investing” are all used to describe socially conscious investment techniques. Since everyone has unique
Centralized Finance (CeFi) Let’s first comprehend what Centralized Finance (CeFi) is and how it differs from Decentralized Finance (Defi) in order to comprehend Decentralized Finance (Defi) (DeFi). We currently have a financial system known as “centralized finance,” where every aspect of money in banking, lending, and trading is managed and operated by government bodies and
What is Open Banking? Open Banking is a type of financial technology involving the exchange of data and services between financial institutions and third-party providers (TPPs). The advantage of open banking is that by allowing access of transaction data with the use of open banking application programming interfaces (APIs), third party providers can build innovative
Open Banking and Finance for Financial Inclusion Read More »
According to World Bank, there are more than 1.7 billion unbanked adults worldwide. An inventive strategy for promoting financial inclusion might be mobile money services. Millions of individuals in low- and middle-income nations are switching from an informal cash economy to an inclusive digital economy thanks to the rising mobile money business, which has become
E-Money An electronic substitute for cash (fiat) currency is electronic money, or e-money. It is a digital kind of money that is kept on a piece of technology. It is the monetary worth of electronic cash that is supported by fiat money. Other than the issuer, parties accept it as payment. The electronic device could
Raj Mehta – Financial Education Instructor
Subjects/Topics Taught (1-on-1 Session):
Virtual sessions conducted on Webex
Raj Mehta, Founder & CEO
Raj Mehta is the Founder and CEO of the Fluid Ice Foundation. As a high school student in the Atlanta metro, Georgia, Raj always enjoys helping others, and aspires to give back to society at every opportunity that comes along. Raj is particularly passionate about financial inclusion, to expand access to financial services to the un/underbanked subsets of the population. Although the un/underbanked subsets of the population have always been excluded, the recent COVID pandemic has made it even more apparent, and caused them to be even further left behind. Raj sees himself as a “social impact catalyst” and a “changemaker” to help mitigate the financial divide, and he aims to make this a reality through his nonprofit – Fluid Ice Foundation. Raj is also a financial education instructor helping increase financial literacy awareness and education, especially amongst the underprivileged youth.
Raj is focused to be a social impact entrepreneur/innovator, championing sustainable innovation by transforming societal assets/capital to enable disruptive solutions providing a positive return to society.
On a more personal note, Raj enjoys mathematics and has won numerous prestigious math competitions (qualified to Mathcounts Nationals to represent the State of Georgia, AIME, AMC, etc.), is a proficient saxophonist (member, Georgia Music Educator’s Association (GMEA) Allstate Band), is an advanced chess player, and a professionally trained/skilled golfer. He is also an avid book reader in his spare time.
Raj is also an accomplished Author (“SKope: The Social Kaleidoscope – Economics of Global Social Equity” – https://www.amazon.com/dp/B0CL3C65GH).
Vijay Mani, Advisor
Vijay is the Banking and Capital Markets Leader for Deloitte South Asia. He has over 25 years of consulting experience spanning strategy, business planning, organizational transformation and M&A in India, as well as in Canada, the UK and South East Asia. Among other topics in banking and capital markets, he has significant experience in fintech solutions and related partnership models.
Vijay is also a founding team member of I_Imagine_India, an India-based philanthropic fund looking to empower non-government organizations and social entrepreneurs/pioneers in the field of education in India. I_Imagine_India’s goal is to enable small changes today in the field of primary/ pre-primary education, with the potential to deliver disproportionate learning outcome improvements over the longer term.
Vijay obtained an MBA from the Indian Institute of Management, Ahmedabad (PGPX) and the Chartered Financial Analyst (CFA) charter from the USA.
Vijay is an Advisor to the Fluid Ice Foundation in his personal capacity and not on behalf of Deloitte or I_Imagine_India.
Saiprasad Muzumdar, Advisor
Saiprasad ‘Zoom’ Muzumdar, is an experienced Senior Technology Leader in International Banking and Finance Sector. He has a Bachelor’s degree in Engineering and a Master’s degree in Management. He has worked across the globe for International Fortune 500 companies such as Unisys, Citigroup, Lehman Brothers, Nomura, Royal Bank of Scotland/NatWest Group. He has conducted sessions on Financial Wellbeing for more than a decade with a mission to enhance financial inclusion and financial wellbeing through Financial literacy.
Amit Pandit, Advisor
Amit is a qualified chartered accountant with over 25 years of experience in banking, financial services, capital markets, risk advisory services & financial education. He has experience in building a primary market distribution network, investment banking and handling HNI relationships. He has been involved in personal finance restructuring of many individual businessmen. He has helped many business and individuals for their financial requirements be it for loan arrangements or debt management or asset management. He served as a director of the largest coop bank in India for over 13 years and as a director of a listed company for over 5 years.
He is also associated as a visiting faculty with various business schools for over a decade and takes up subjects of Personal Finance Planning, Wealth Management, Mergers & Acquisitions & Corporate Valuation. He also takes corporate training programs for finance. He speaks at various platforms on various finance, audit and risk related topics including ICAI, BCAS etc. Amit looks after the business building, financial & investor education function at Trugrow.
Amit enjoys his reading, is passionate about his teaching, likes travelling and exploring new destinations and is an avid foodie.
