Raj Mehta

The Perilous State of Our Oceans and Marine Life

Our oceans, the lifeblood of this planet, are in a state of crisis. Human activities like climate change, pollution, overfishing, and habitat destruction are causing widespread devastation to marine ecosystems and catastrophic declines in biodiversity. This ecological imbalance represents one of the gravest existential threats we face as a global community. The statistics are overwhelming […]

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How Remote Learning Expands Educational Access

In an increasingly globalized world, the pursuit of knowledge knows no borders. However, traditional educational models have often been restricted by physical barriers, limiting access for individuals facing geographic, socioeconomic, or personal challenges. Enter remote learning – a transformative approach that is revolutionizing the way we perceive and deliver education, fostering social equity and democratizing

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The Essential Role of Evening/Night Schools

Education is a fundamental human right and the cornerstone of an equitable society. However, for many individuals around the world, accessing traditional daytime educational opportunities can be a significant challenge due to work, family obligations, or other circumstances. This is where evening and night schools play a crucial role, offering a lifeline for those seeking

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The Retirement Inequality Crisis Globally

The global retirement inequality crisis is a significant/pressing issue that affects several countries around the world and threatens the financial security of many millions of people globally. According to the World Economic Forum, women across the globe typically have 30-40% less money than their male counterparts in retirement, despite oftentimes living longer (globally, the average

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The Status of the Retirement Inequality Crisis in the US

In our society’s current economic landscape, a pervasive and pressing issue looms large – the global retirement inequality crisis. A confluence of factors, from a shrinking labor force to rising income inequality, are all contributing to the rise of retirement inequalities, especially as fewer people are contributing to pension systems. Yet, the need to ensure

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Potential Ways to Address Algorithmic Fairness/Bias Issues

Algorithmic Fairness and Addressing Bias Algorithms, despite being powered by advanced technology, are creations of humans and are inherently influenced by the culture, perspective, and biases—both implicit and explicit—of their creators. Human thoughts, shaped by cultural perceptions, attitudes, and stereotypes, are mirrored in algorithms designed to replicate human behavior. Consequently, if human behavior is biased,

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Impact of Algorithmic Biases

Algorithmic Bias in Finance In recent years, both traditional banks and the fintech industry have increasingly turned to advanced algorithms and machine learning techniques to make more precise and profitable decisions regarding creditworthiness for loan applications. The application of AI technology in finance aims to lower costs, expand economic opportunities, enhance financial inclusion, and improve

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